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Investing in a Bear Market (The Reality Edition)

JD from Get Rich Slowly gives it to us straight. "These are fantastic questions. Unfortunately, there are no fantastic answers. Nobody knows what the market will do. Nobody.
I watched a news program today in which a pundit predicted the market has hit bottom and is ready to make a recovery. But there are others who believe stocks will continue to fall. I am by nature an optimistic guy, but even I start to feel gloomy and scared for the future when I read and hear some of this stuff. (Peter Schiff, especially.)
Unfortunately, neither I nor anyone else can tell you whether now is a good time for you to invest in the stock market. Only you can make that decision. I can, however, suggest four fundamentals to help guide your thinking."
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