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401(k) Plans - What Are They?

A brief and simple explanation of 401(k) plans. read more »
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Do You Make These 4 Common 401k Mistakes? « Redeeming Riches

Title says it all - 4 common 401(k) mistakes. You should avoid these. read more »
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How to Choose Funds in Your 401k

Selecting funds for your 401k money isn’t always the easiest thing in the world. Here are some tips to help. read more »
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What if Your Employer Stops Matching 401(k) Contributions

This article describes possible strategic responses by employees if their employer stops matching 401(k) contributions. read more »
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Four things you need to know about Roth 401(k)’s

My company just added Roth 401(k)'s as an option for our retirement planning. How are they different than 401(k)'s and IRA's? read more »
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401(k) Hidden Fees That You Should be Aware of

The specter of 401(k) hidden fees is serious enough to warrant careful understanding by the average American. Both companies and employees need to un[...] read more »
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Making $en$e to Kids: The “Family 401(k)”

The idea for a Family 401(k) came to me quite a while ago. The premise is to mimic a real employer sponsored 401(k) to demonstrate to children the va[...] read more »
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Why don’t more 401(k) plans include index funds?

One of the final acts of the Bush administration was to push employees into stock-heavy funds for their 401(k)'s. Why isn't the expense ratio a co[...] read more »
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Quitting Your 401(k): When is it OK?

Is it ever OK to not participate in your job's 401(k)? Most people think not, but there are times when it's just not worth it. read more »
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What happens to your savings in a pension or 401(k) match freeze

Older workers might be able to recover losses from a pension freeze. And a suspended 401(k) match won't do too much damage, unless you stop contribu[...] read more »
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More examples of how suspended 401(k) match or pension freeze can hurt

What happens to two workers, ages 37 and 60, earning $70,000 a year if their employer suspends their 401(k) match for a year? Losses mount if they st[...] read more »
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Chicago Financial Planner: Why Are You Running Your Company’s 401(k) Plan?

Effectively managing a 401(k) plan involves taking the time to select and monitor the investments, overall plan expenses, as well as the fees and per[...] read more »
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