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FreeCreditReport.com Is NOT Free

Have you heard of FreeCreditReport.com before? If you watch television at all, you probably came across their free credit report commercials more th[...] read more »
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3 Ways to Get a Late Payment Removed From Your Credit Report

As long as you don’t have several late payments on the same account, it’s really not that difficult to get them removed. Here are three methods you c[...] read more »
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5 Things That Don’t Affect Your Credit Score

There are things that don't affect your fico credit score that you may have thought did affect it. Here are a few of them that you shouldn't worry [...] read more »
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Is FreeCreditReport.com A Scam?

FreeCreditReport.com gets a bad name, their horrible commercials don't help, but are they really a scam? read more »
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How to Check Your Credit Report and Dispute an Error

Nice walkthrough of how to check your credit report (for free) and what to do if you spot any errors. Includes a sample dispute letter. read more »
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Financial Highway To A Good Credit Card

The financial highway to a getting low interest on your mortgage or lower insurance rates ironically begins with building a good credit history. read more »
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Is FreeCreditReport.com a Scam?

The short answer is "no". As long as you follow the rules, you can get a free credit report and, more importantly, a free credit score. Canceling t[...] read more »
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Understanding Your Credit Score

What is a credit score and what factors go into how it is determined. read more »
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How to Review a Credit Report

The thing most people don’t tell you is what you should be looking at when you do review the report, right? Well, today I’m going to help you go thro[...] read more »
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Give Yourself an Annual Credit Check-Up

As we enter the second year of The Great Credit Crisis, managing your credit profile is more important than ever. Here are some great truly free res[...] read more »
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When to challenge an error on your credit report?

My fiance and I are planning to buy a house within the next few months. We recently submitted a preapproval application with our bank and I finally c[...] read more »
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7 Tips to Protect Your Credit during the Holidays

Good credit is the gift that keeps on giving! Protect your credit during the holidays and all year-round with these seven helpful tips. read more »
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Credit Karma Offers Credit Report Card

I really like the new feature from Credit Karma: A Credit Report Card. Easily see where you need to improve in terms of creating a healthy credit pro[...] read more »
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Disputing Errors on Your Credit Report Will Soon Be Easier

New amendments to the FCRA are coming that will make it much easier for us to dispute errors on our credit reports. Consumers will no longer be force[...] read more »
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10 Things You May Not Know About Your Credit Card

Unknown to most of us, the credit cards in our wallets offer hidden benefits and secret perks that you may not be aware of, which go well beyond freq[...] read more »
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