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How To Improve Your FICO Credit Score

Regardless of your financial situation, your FICO credit score is an important aspect of your finances. The better your score, the better your rates![...] read more »
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3 Ways to Get a Late Payment Removed From Your Credit Report

As long as you don’t have several late payments on the same account, it’s really not that difficult to get them removed. Here are three methods you c[...] read more »
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5 Things That Don’t Affect Your Credit Score

There are things that don't affect your fico credit score that you may have thought did affect it. Here are a few of them that you shouldn't worry [...] read more »
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My Credit Cards Are Paid off - Now What?

What is the most wise use of paid off credit cards? Shred 'em, close 'em, and forget 'em - OR - Shred 'em but leave open and risk fees in hope o[...] read more »
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My Experience With myFICO

We’re real close to closing on the sale of our co-op. As result we need a place to move to. These days landlords and realtors tend to ask for a rec[...] read more »
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FICO Prepares to Change Its Credit Score Formula

FICO is planning a major overhaul of its credit scoring system. read more »
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Reading my Fellow Finance Writers » JoeTaxpayer

My best reading of fellow PF bloggers this past week.
Mrs Micah
Consumerism Commentary
Redeeming Riches
The Simple Dollar
The Oblivious Investor read more »
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6 Most Common Credit Myths

One of the things I discovered when I began fixing my credit was that many of the things I had heard about credit was false... here are some myths:[...] read more »
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How to Establish Credit

Lenders look at your FICO score to determine if they should led you money. If you don't already have credit this is good ways to establish credit. read more »
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Credit Score - Where the numbers come from?

A credit score is a term that’s probably not new to you, but the idea of getting a high one is often difficult to understand. Rates on loans are main[...] read more »
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7 Unexpected Ways Your Credit Score Affects Your Finances

Your credit score affects a lot more than just whether you qualify for a loan. From insurance to getting a job, your credit score is important to a [...] read more »
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Should You Buy a “Free” Credit Report?

Perhaps my math is off, but since when does $15/month = free? Surprisingly, it may still be a good deal. read more »
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New FICO model may boost some borrowers' scores - MarketWatch

Under the updated scoring model, called FICO 08, small, missed payments lingering in collections with original amounts of $100 or less will no longer[...] read more »
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A new FICO credit scoring model

Fair Isaac corporation is rolling out a new credit scoring model. Will be more forgiving on one-time slip-ups, and more harsh on repeat offenders. read more »
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Want a Collection Entry Removed From Your Credit Report? Try Asking.

Simply asking a creditor to a remove bad credit entry is probably something not too many people think would render any positive results. You might be[...] read more »
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