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What to Expect When Closing Your Loan

A look at the closing process when refinancing or buying a house, with an in depth look at each of the documents included in the process. read more »
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My Personal Review of Social Lending through Lending Club

For the last 7 months I have been trimming excess fat from every part of our budget and after making many positive changes have recently shifted my f[...] read more »
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10 Easy Ways Credit Card Companies Make Money Off Us

Those companies are all in trouble and I really don't understand why. There are so many ways they make money off us! read more »
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Lending Money to Friends and Family

When lending money to friends and family, you need to be careful. read more »
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Lending Club Peer to Peer Lending Review

Lending Club appears to be a great way to invest. Does anyone have any experience with it? read more »
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P2P Lending: The Free Market In Action

P2P lending is one of the most powerful real world examples of how the free market works better than a regulated system with a central authority. read more »
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The Return of Lending: Still Distant

"It doesn't matter how much Hank Paulson gives us," said an influential senior official at a big bank that received money from the government, "n[...] read more »
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New Credit Card Rules For U.S. Consumers in Credit Card Lending Overhaul of (CARD) Act

A look at some of the new regulations coming into effect today, in February and in July 2010. read more »
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Credit card lending gets even tighter

So you can't get a mortgage or a home equity loan. At least you've still got the good old credit card, right? Not so fast. New Fed report says cred[...] read more »
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Open Letter to SEC: Leave Peer-to-Peer Lending Alone

You weren't even able to sniff out Madoff's $50-billion Ponzi scheme in your own backyard. If you are short on staff, why are you wasting them on c[...] read more »
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Just how do you create and keep family wealth?

Borrowing from family via a formalized process can help you receive the financing you need and has the added benefit of growing family wealth. But is[...] read more »
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Why Your Bank Is Broke

Even without doing the math, you probably get that the government's financial-rescue effort is failing. The signs are hard to miss. Your friend in finance got pink-slipped. read more »
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Brother, Can You Spare A Dime? A Newbie's Guide to Peer-to-Peer Finance

All you needed to know about person-to-person (P2P) lending but were afraid to ask. Great summary and introduction. read more »
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Prosper Closes Again

Just 2 weeks after reopening again the peer to peer loan platform Prosper.com has closed down, no longer accepting new lenders and borrowers. read more »
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Zopa update: Interest rates for lenders over 10%

Zopa, the UK peer-to-peer lender, is seeing bad debt below industry standards while members are achieving interest rates of 10%+. Too good to be true[...] read more »
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