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The TED Spread and What It Means to You

A look at how the TED Spread can affect your personal finances. read more »
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What Is A Marginal Tax Rate, And How Can You Use It To Save?

One financial term often used, but not always understood, is “Marginal Tax Rate” or Marginal Rate for short. It’s used so often that financial writer[...] read more »
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ING Direct Review: Why I Am Signing Up For The Orange Savings Account, And Why You Should Too

ING Direct's Orange Savings Account is one of the best high-yield savings accounts currently available because of it's great mix of rates, features[...] read more »
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Finding The Best High Yield Savings Account: Rates, Features And Ease Of Use

Finding the best high yield savings account or money market account isn't always easy. You have to balance your need for certain features, and a goo[...] read more »
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What Cooked the World's Economy? It wasn't your bad mortgage

An interesting look into the underlying causes/issues of this financial crisis. read more »
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Savings Account and Certificate of Deposit (CD) Rate Analysis

Analysis of how savings account rates and certificate of deposit rates (cds) are trending base on current and historical data. Updated November 6, 20[...] read more »
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Reverse Mortgage Statistics Show Widening Appeal

House prices have declined steeply over the past couple years, no doubt, leaving 21 percent of homeowners with no or negative equity, according to Zi[...] read more »
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Bank Rates Steady Even While Market Rates Gyrate

Savings account interest rates have been stuck in a rut, languishing at around the 1.50% level. This lack of action would make you think there was no[...] read more »
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FDIC Pays to Milk Cows in Colorado

You knew FDIC regulators were talented, but did you know they can milk cows? Or, rather, they can pay for cows to be milked? read more »
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A Good Time to Improve Savings Rates

National Save for Retirement Week starts October 18th, and it is a good reminder for Americans to take more personal responsibility for their savings[...] read more »
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Smart, Early, And Effective Ways of Saving for College

There are a lot of resources at your disposal. read more »
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Falling CD Rates Make Finding Best CD Rates Critical

CD rates fell in March, perhaps demonstrating that there is such a thing as "lower-than-low." This low rate environment certainly creates challenge[...] read more »
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Savings Accounts Could See Higher Interest Rates As Fed Shifts Policies

A recession naturally tends to drive interest rates down, but this has been exacerbated by Federal Reserve policies. The latter could be starting to [...] read more »
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Reverse Mortgages and Health Care Costs

Instead of making a house payment, your house makes you a payment. read more »
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Bank Reform Debate Continues Even as Recovery Continues

It’s not surprising that former Fed Chairman Paul Volcker has voiced the opinion that banking reform must include the break-up of large institutions,[...] read more »
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