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5 Things Every First Time Homebuyer Needs to Know 

Having recently purchased my first home I was able to learn a great deal about what’s important when it comes to taking out a mortgage to buy a home.[...] read more »
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The Rule of 72

he rule of 72 is used to calculate how long it will take an investment to double at a given interest rate. So, for example, let’s say you had $50,000 in an account that earned 4%, you would take 72/4 = 18. Therefore, it would take 18 years for your. read more »
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If We Must Regulate The Credit Card Industry, Let's Do It Wisely

Many people are calling for greater regulation on the financial industry. One such recommendation has been on the credit card industry, and while it may need reform we need to be wise about it. Putting a rate cap on credit cards isn't a good idea. read more »
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What Would You Tell The Grad Student With A Loan Maturing Soon?

Ann, a grad student, has a home with a 5-year fixed-rate mortgage that is maturing soon. She is having difficulties finding a lender to refinance the[...] read more »
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5 Common Financial Mistakes Entrepreneurs Make

The decision to start a new business is never easy; deciding to launch a new business in the current economy can be downright frightening. Statistic[...] read more »
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Not All Financial Advisors Are Created Equal

Accounting scandals and broker fraud seem to be everywhere, but many advisors still have the clients' best interests in mind, not just their own. read more »
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Determining Your Future Return With A Fixed Income Investment

If you’ve ever wondered how much money you’ll have at the end of a certain amount of time after investing in a fixed-income investment then this form[...] read more »
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Does A Large Down Payment Save Money In The Long Run?

What's the best way to save money on a 30 year mortgage? Does paying more down help to cut down on all of that interest you're going to pay over th[...] read more »
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Identity Theft Is No Laughing Matter

Identity theft can be defined as a type of fraud where the criminal pretends to be someone other than himself with the intent of personal gain. One o[...] read more »
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Why Another Rate Cut Could Do More Harm than Good

It’s clear that the root cause of the financial difficulties that we’re facing in the United States is not related to credit being too expensive. It’[...] read more »
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Investing for Beginners: Analyzing Financial Statements, pt. 2

Investing can be a difficult thing to learn, especially for beginners. The Investing for Beginners series at Debit versus Credit was written with th[...] read more »
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Fed Cuts Rates to 1%

Many of you may have heard by now that the Federal Reserve cut their key fed-funds rate to 1%, bringing it in line with the lowest level that it’s ev[...] read more »
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Investing for Beginners: Analyzing Financial Statements

Investing can be a scary thing. If you invest your money in a company with terrible fundamentals (net income, growth, etc) then you'll likely lose [...] read more »
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Your 401k Plan May Not Be Yours Much Longer

In short, the plan is to take control of the most popular retirement tool in the nation, make it mandatory, determine how the money thus brought unde[...] read more »
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4 Ways College Students Can Save Money

Being myself a student I’m fully aware of all of the potential cost-savings that can come along with pursuing a higher education. Of course these co[...] read more »
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